Terms & Conditions of Use

HannesDreyer.com, WealthCreatorsMethod.com, dreyercryptostrategy.com & WealthCreatorsUniversity.com (and all affiliated sites) and the Dr Hannes Dreyer’s Wealth Creators Community!

Take Note: Wealth Creators University Trading As Wealth Creators Method.

Wealth Creators University is a business in the educational industry that teaches people to take responsibility for their own future and teaching them the skills to do so.

Your access to this website is conditional upon your acceptance and compliance with the terms, conditions, notices and disclaimers contained in these terms of use and otherwise contained on the Site (collectively "Terms of Service").

Your use of, and/or access to, this Site constitutes your agreement to the Terms of Use.

HannesDreyer.com, WealthCreatorsMethod.com, dreyercryptostrategy.com & WealthCreatorsUniversity.com reserves the right to amend the Terms of Use by posting the revised Terms at any time without notice to you.

HannesDreyer.com, WealthCreatorsMethod.com, dreyercryptostrategy.com & WealthCreatorsUniversity.com recommends that you read the Terms of Use carefully and refer back to them periodically.

Privacy Policy

Registration Data and certain other information about you is subject to our Privacy Policy.

For more information, please see our full Privacy Policy.

In general HannesDreyer.com, WealthCreatorsMethod.com, dreyercryptostrategy.com & WealthCreatorsUniversity.com will not share any of your user information with external parties, although some of your private details can be seen by other Community Members through the forum profile tool.

Intellectual Property Rights

All information, text, material, graphics, software and advertisements appearing on this Site from time to time ("Content") are Copyright © 2002 - 2018 Wealth Creators Club unless this Site expressly indicates to the contrary. As such, the Content is protected by South African and international copyright and trademark laws.

The Content on this site is updated periodically. Users are not entitled to modify, copy, reproduce, republish, frame, upload to a third party, post, transmit or distribute this Content in any way unless expressly authorized by this Site or unless the written permission of HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com has first been obtained.

On the express condition that users keep all Content intact and in the same form as originally presented on this Site (including without limitation all copyright, trademark and other proprietary notices and all advertisements) and otherwise abide by the Terms of Use, users may:

  • use a Netscape, Microsoft or Mozilla-based web browser, to download and view the Content for their own use, or
  • if an Internet service and/or access provider, supply the Content to subscribers.

Users must not use this Site in any manner or for any purpose which is unlawful or in any manner which violates any right of HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com or which is otherwise prohibited by the Terms of Use.

Specific Terms of Use of Content

This Site contains information in the form of general small business information, general personal wealth information, general real estate information, general marketing information. This Site may include various business and wealth calculators. All material is provided as an information service only and should not be relied upon as a substitute for commercial or other professional advice. Neither HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com, its proprietors or associates accept any responsibility for the accuracy of any information contained in this Site or its applicability in the specific circumstances of any user or member.

HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com does not give any specific or tailored financial, taxation or accounting advice or conduct a business providing taxation or accounting advice or financial planning either as a representative or agent of any other person or on its own account.

HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com does not give any securities or investment advice, conduct any securities or investment advice business or deal in securities whether on its own behalf, as a representative or agent of any other person, or otherwise.

None of the information on this Site takes into account the financial circumstances or investment needs of any particular investor. Each user or member must therefore assess whether it is appropriate, in the light of his/her individual circumstances, to act upon the relevant information.

Where applicable, business and personal wealth calculators provide illustrative calculations based on stated assumptions only. The information resulting from the calculations should not be relied upon as a complete representation of all start up and other costs or as a substitute for commercial or other professional advice. This Site provides contact details of relevant third party organizations for further information.

HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com receives no commission or other financial benefit from the publication of the information on this Site (save and except for affiliate or referral fees, membership fees and advertising charges) and is in no way interested in any securities or other transaction entered into as a result of the publication of such information.

All advertising and referral buttons containing hyperlinks to third parties are paid for by the relevant third-party advertiser and are not recommendations or endorsements by HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com or their respective directors, trustees, affiliates or employees. Users and Members are referred to the relevant advertiser for all relevant information including complete information on that entity's investment adviser licensing status and license number.

Communication Facilities

This site may from time to time contain electronic bulletin boards, chat rooms and other communication facilities which provide for feedback by users and members to www.TheFormulaForRiches.com, real-time interaction between users and members and other electronic messaging and notice services ("Communication Facilities").

It is a condition of use by users and members of any Communication Facility and access to this Site that users and members do not do any of the following:

  • restrict or inhibit any other user or member from using or accessing any part of this Site;
  • post or transmit any unlawful, threatening, abusive, defamatory, pornographic, profane or otherwise offensive information or material of any kind, including, without limitation any information or material that might reasonably encourage conduct that would breach any civil or criminal law of Pretoria or other applicable place;
  • post or transmit any information or material of any kind which violates or infringes upon the rights of any other person, including information or material which is confidential, subject to rights of privacy or publicity or which is protected in whole or in part by copyright, trademark or any other intellectual property or similar right with respect thereto, without first obtaining permission from the owner or relevant right holder;
  • knowingly post or transmit any information or material which contains a virus or other component designed to harm the hardware, software or other facilities of wealthcreatorsmethod.com or any of its users or members;
  • post or transmit any information or material that advertises or promotes another business or website without the prior written consent of wealthcreatorsmethod.com;
  • delete any author attributions, legal notices or proprietary designations or labels in any file that is uploaded;
  • download any information, material or file posted by any other user or member of this Site if the user or member knows, or reasonably ought to know, that the file cannot legally be distributed in such manner or has been posted on this Site in breach of the Terms of Use.

HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com reserves the right to time monitor or review the contents of its Communication Facilities.

HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com reserves the right to remove in whole or in part any information, material or file that has been posted in contravention of the Terms of Use, any applicable law or is considered by HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com to be offensive or irrelevant for any reason. However, HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com shall not be responsible to ensure that users or members do not post information, material or file that is offensive, contravenes any applicable law or right or is misleading or deceptive.

Users and members expressly acknowledge and agree that the Communication Facilities provide a means of public and not private communications.

HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com will provide reasonable cooperation with any law enforcement authority in any jurisdiction in respect of any lawful direction or request to disclose the identity or other information in respect of anyone posting any materials, information or files which violate any applicable or relevant law.

User License to HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com

A user or member who places any information or other material on this Site (including by posting messages, uploading files, inputting data or engaging in any other form of communication), grants to HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com a perpetual, non-exclusive, royalty-free, irrevocable, unrestricted, worldwide license to use, copy, sub license, redistribute, adapt, transmit, publish and/or broadcast, publicly perform or display the information or material or any part of it.

This license includes the right to exploit all proprietary rights in any such information or other material including but not limited to rights under copyright, trademark, service mark or patent laws under any jurisdiction worldwide. You expressly waive in favour of HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com all moral rights and any similar rights in any jurisdiction which you may have or hereafter acquire in respect of any relevant communication or other material. If HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com requests, the user or member agrees to sign such documents as HHannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com may request from time to time to perfect or otherwise confirm the terms of this license agreement. The license also confers upon HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com the right to sub license to any third party any of the rights hereby conferred on HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com.

Purchasing through HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com

Delivery policy

Subject to available and receipt of payment, requests will be process within 24 hours and delivery confirmed by way of email. We use FastWay couriers & South African Postal Services. Cost depend on the weight.

Return & Refund Policy

The provision of goods and services by Wealth Creators University is subject to availability. If Wealth Creators University does not deliver on what is promised, or client has provided proof that methods taught does not work, a refund will be issued to the client.

Payment option accepted

Payment may be made via Visa, Mastercard or by EFT , the details of the Wealth Creators University bank account will be provided on request.

Credit Card Acquiring And Security

Credit card transactions will be acquired for Wealth Creators University via PayFast (Pty) Ltd who are the approves payment gateway for all South African Acquiring Banks. PayFast uses the strictest form of encryption, namely Secure Socket Layer 3 (SSL3).

Merchant outlet country and transaction currency

The Merchant outlet country at the time of presenting payment options to the cardholder is South African. Transaction currency is South African Rand (ZAR).

Advertising, Links to Other Websites and Offers

This Site contains hyperlinks and other pointers to Internet websites operated by third parties for the convenience of users and members. The linked websites are not controlled by HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com is unable to control the contents of any such linked website. Hence, HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com does not accept any responsibility for the contents nor does it specifically endorse those contents. Users and members link to any such website and use or rely on such website entirely at their own risk.

HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com  may from time to time accept banner and other forms of advertisement on this Site. Any such banner or other advertisement or link should be understood to be a paid advertisement and not an implicit or explicit endorsement by HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com of the content or use of that linked site. Users and members are referred to the linked website for all information in relation to that website.

Some advertisements contain representations or offers by the advertiser which can be accepted by linking to the advertiser's website and executing the relevant transaction. Such offers are not made solely by the advertiser, not by HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com. Further, the advertiser is solely responsible for fulfilling any representation or offer made.

Disclaimer and Limitation of Liability

The South African Trade Act and similar State and Territory Legislation confers certain rights and remedies on consumers in relation to the provision of services by this Site which cannot be excluded, restricted or modified ("Statutory Rights"). To the extent that such Statutory Rights conflict with the disclaimers and other conditions set out below the Statutory Rights shall prevail provided that the offending disclaimer or condition shall be read down to the minimum extent required to avoid offending the Statutory Rights or if necessary shall be severed on the basis that the remainder of the disclaimer and the conditions shall continue to apply to the maximum extent possible. This Disclaimer shall exclude all other conditions and warranties implied by custom, law or statute.

Subject to the Statutory Rights:

  • All Content is provided "as is" and without warranties of any kind, either express or implied,
  • WealthCreatorsMethod.com expressly disclaims all warranties of any kind including, without limitation, implied warranties of merchantability and fitness for a particular purpose,
  • WealthCreatorsMethod.com does not warrant that the functions contained in any Content or any Communications Facility or user or member access to this Site will be uninterrupted or error-free, that any defects will be corrected or that this Site or the server which stores and transmits Content to you are free of viruses or any other harmful components,
  • WealthCreatorsMethod.com does not warrant or make any representation regarding user or member access to, or the results of user or member access to, this Site (including any linked websites) or any Content in terms of correctness, accuracy, timeliness, completeness, reliability or otherwise, and
  • Users and members (and not WealthCreatorsMethod.com) assume the entire cost of any necessary verification, maintenance, repair and/or correction of any relevant Content.

Under no circumstances (including but not limited to any act or omission, whether negligent or not, on the part of HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com will HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com or its Affiliates be liable for any indirect, incidental, special and/or consequential damages or loss of profits whatsoever which result from any use or access of, or any inability to use or access, this Site or any Content.

Users and members expressly acknowledge and agree that HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com does not exert control over other users and members of the Site and is not liable either for their opinions or their behavior including any information and/or advice and any defamatory statements or offensive conduct.

To the fullest extent permitted by law, HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com's liability for breach of any implied warranty or condition which cannot be excluded is limited at the option of HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com to

  • the supply of the services again, or
  • the payment of the cost of having services supplied again.


The Terms of Use are effective until terminated or amended by HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com may terminate this agreement and user and member access to this Site at any time without notice. In the event of termination, all restrictions imposed on users and members, licenses granted by users and members and all HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com disclaimers and limitations of liability set out in the Terms of Use will survive. In the case of members, HannesDreyer.com, WealthCreatorsMethod.com, Dreyer'sCryptoStrategy.com & WealthCreatorsUniversity.com 's liability will be limited to a refund of any unused portion of any subscription fee paid.

Crypto Risk Disclaimer

The Wealth Creators University (Pty) Ltd  and/or www.DreyerCryptoStrategy.com and/or Dr Hannes Dreyer and emlpoyees are not a registered broker, analyst, investment advisor or anything of that sort.

Everything that we provide on this site is purely for guidance, informational and educational purposes.

All information contained herein should be independently verified and confirmed.

We do not accept any liability for any loss or damage whatsoever caused in reliance upon such information or services.

Please be aware of the risks involved with any trading done in any financial market.

Do not trade with money that you cannot afford to lose.

When in doubt, you should consult a qualified financial advisor before making any investment decisions.


Trading and investing in cryptocurrencies (also called digital or virtual currencies, crypto assets, altcoins and so on) involves substantial risk of loss and is not suitable for every investor.

The valuation of cryptocurrencies and futures may fluctuate, and, as a result, clients may lose more than their original investment.

The highly leveraged nature of futures trading means that small market movements will have a great impact on your trading account and this can work against you, leading to large losses or can work for you, leading to large gains.

If the market moves against you, you may sustain a total loss greater than the amount you deposited into your account.

You are responsible for all the risks and financial resources you use and for the chosen trading system.

You should not engage in trading unless you fully understand the nature of the transactions you are entering into and the extent of your exposure to loss.

If you do not fully understand these risks you must seek independent advice from your financial advisor.

All trading strategies including the Dreyer crypto Strategy are used at your own risk.

Any content on this site should not be relied upon as advice or construed as providing recommendations of any kind.

It is your responsibility to confirm and decide which trades to make.

Trade only with risk capital; that is, trade with money that, if lost, will not adversely impact your lifestyle and your ability to meet your financial obligations.

Past results are no indication of future performance.

In no event should the content of this correspondence be construed as an express or implied promise or guarantee.

DreyerCryptoStrategy.com is not responsible for any losses incurred as a result of using any of our trading strategies.

Loss-limiting strategies such as stop loss orders may not be effective because market conditions or technological issues may make it impossible to execute such orders.

Information provided in this correspondence is intended solely for informational purposes and is obtained from sources believed to be reliable.

Information is in no way guaranteed.

No guarantee of any kind is implied or possible where projections of future conditions are attempted.

None of the content published on this site constitutes a recommendation that any particular cryptocurrency, portfolio of cryptocurrencies, transaction or investment strategy is suitable for any specific person.

None of the information providers or their affiliates will advise you personally concerning the nature, potential, value or suitability of any particular cryptocurrency, portfolio of cryptocurrencies, transaction, investment strategy or other matter.

The services and content that we provide are solely for educational purposes.

The generic market recommendations provided by us are based solely on the judgment of our personnel and should be considered as such.

You acknowledge that you enter into any transactions relying on your own judgment.

Any market recommendations provided by us are generic only (or refered to the real life positions that Hannes Dreyer or www.DreyerCryptoStrategy.com actually made on the dates and at the prices as indicated on the website to prove the prortfolio.

Any opinions, news, research, analyses, prices, or other information contained on this website are provided as general market commentary, and do not constitute an investment advice.

Cftc rule 4.41 – hypothetical or simulated performance results have certain limitations. Unlike an actual performance record, simulated results do not represent actual trading. Also, since the trades have not been executed, the results may have under-or-over compensated for the impact, if any, of certain market factors, such as lack of liquidity. Simulated trading programs in general are also subject to the fact that they are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profit or losses similar to those shown.

HOWEVER THE PRORTFOLIO’S SHOWN IN WWW.DREYERCRYPTOSTRATEGY.COM under Average Growth Records is a true reflection of Hannes’s Crypto Challenge Portfolio.


Liability Disclaimer:  No Professional Advice

The information contained in or made available by the Provider or Hannes Dreyer through the Program or their websites or services cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, mental, financial, medical, psychological, or legal fields.  Provider does not offer any professional personal, medical, financial or legal advice and none of the information contained in the program should be confused as such advice.  Neither Provider, Hannes Dreyer nor their assigns, sponsors, speakers, partners, contractors or any of their affiliates will be liable for any direct, indirect, consequential, special, exemplary or other damages to the Client or the Client’s business, including economic loss, that may result from participation in the Program or from the use of, or the inability to use, the materials, information, or strategies communicated through the Program or any products or services provided pursuant to the Program, even if advised of the possibility of such damages.  Under no circumstances, including but not limited to negligence, will Provider or Hannes Dreyer be liable for any special or consequential damages that result from Client’s participation in the Program.


To be clear:  You, the Client, alone are responsible and accountable for your decisions, actions and results in life, and by your participation in our program, you agree not to attempt to hold us, the provider or Hannes Dreyer, liable for any decisions, actions or results that you make or experience in business or in life due to your participation in this Program at any time, under any circumstance.

Confidentiality and Non-Compete

Client hereby understand and agrees that the tools, processes, strategies, materials and information presented in the Programs & Courses are confidential, copyrighted, and proprietary to the Provider and Client agrees not to record, duplicate, distribute, teach or train from the Program’s concepts or materials in any manner whatsoever without the express written permission of Provider.  Any unauthorized use or distribution of the Provider’s private, confidential or proprietary concepts, materials, or intellectual property by the Client or the Client’s representatives is prohibited and subject to legal review and response.  Provider will pursue legal action and full damages against the Client if these Terms are violated in any way in order to protect its rights and business.


This agreement will be governed by and construed in accordance with the laws of Pretoria, South Africa. Users and members irrevocably and unconditionally submit to the non-exclusive jurisdiction of the courts of Pretoria. If any provision of this agreement is found to be invalid or unenforceable by a court of law, such invalidity or unenforceability will not affect the remainder of the agreement which will continue in full force and effect.

All rights not expressly granted herein are reserved.

Company Information

The Website is run by Private Company based in South Africa trading as Senbiz (Pty) LTD and with Registration Number 2000/016565/07 and one Director.

Wealth Creators Method's Contact Details

Email: info@wealthcreatorsmethod.com
Tel: +27 71 544 9897